Lahaina Fire help page (Amato)

MORTGAGES 

Insurance & Banking Assistance Center        08/26-08/27/23

• 9am to 5pm Whalers Village Parking Lot 2435 Kaanapali Parkway

• Borrowers with a Freddie Mac or Fannie Mae mortgage loan will receive an automatic 90-day forbearance, meaning that no payment will be due for at least 90 days. This forbearance is automatic – no contact with mortgage servicers is necessary.

• A 90-day forbearance is also available for Federal Housing Finance Agency (FHFA) and Veterans Affairs (VA) borrowers; however, homeowners are required to contact their mortgage loan servicer to request the forbearance.

• The Federal Housing Administration (FHA) offers housing counseling to any homeowner regardless of where they received their mortgage loan. Homeowners can contact the FHA housing counseling services at 1-800-569-4287 and the FHA Resource Center at 1-800-304-9320.

• If you are unsure of who owns your mortgage loan, the following tools can assist.
• • Utilize Fannie Mae and Freddie Mac mortgage look-up functions.
    • Fannie Mae: https://yourhome.fanniemae.com/calculators-tools/loan-lookup
    • Freddie Mac: https://myhome.freddiemac.com/resources/loanlookup
  • Mortgage Electronic Registration Systems: https://www.mers-servicerid.org/sis/